In New York the property loans rates for inexpensive apartments are set and regulated only once a year and rental prices can grow from 2% to 6%. The US rental market is regulated by landlords. The property loans in the so -called "rent stabilized" sector (as a rule this sector offers small apartments with a price up to $2000) is regulated by strict rules. A landlord has no right to raise the rental prices for leaseholders more than for a certain percent per year. This percent is fixed every year and it serves as an orienteer for the whole market. For the last 10 years it varied from 2% to 6%, so this means that there are many people in New York who rent a studio for $200 though rental prices starts from $1000. People who do not change their apartment for many years are in more advantageous position in comparison with other leaseholders because they can conclude a lease on the same terms with slight changes of rental price. Those who rent a new apartment conclude a lease on new terms dictated by the market.

There is a considerable demand excess in comparison with supply and it is not easy to find an apartment although there are many ways to search. Most people use the service of agencies; agencies are paid about 15% of a year rental price but there are many people who look for an apartment by themselves with the help of newspaper ads. By the way in Chicago unlike in New York the payment for services of agencies is provided by landlords and never by leaseholders. If a landlord is abroad or out of city and wishes to provide easy fast loans with the help of real estate agencies he or she can make online fast loans though it might be connected with some risks. Arranging fast property loans online one misses the possibility to meet potential leaseholders and to discuss some certain conditions. But fast loan is a good decision for a busy person who doesn't have enough time or opportunity to arrange things without help of real estate agencies.